Direct Excess is no longer offering new quotes. We would like to thank existing and past customers for their support.

Your Excess Insurance Quote

Please enter/change your quote criteria below:
The cover limit is the maximum amount that can be paid annually under the policy. This can be a single claim or multiple claims up to the amount selected.

  • Motor Excess

    Reimburses your motor insurance excess where you are at fault or unable to reclaim your excess, following the successful settlement of a Motor Insurance claim.

    Policy Wording

    Policy Information

    Period of Cover Available Annual (Renewable)
    Minimum Cover limit £250
    Maximum Cover Limit £2,000
    Is Cover Immediate? YES
    Multiple Claims Allowed (up to cover limit) YES
    14 day  Money Back Guarantee YES
    Covered by the FSA Compensation Scheme  YES
    FAQ's

  • Motor & Car Hire Excess

    Reimburses your motor insurance excess where you are at fault or unable to reclaim your excess, following the successful settlement of a Motor Insurance claim for your own vehicle and worldwide car hire rental.

    Policy Wording

    Policy Information

    Period of Cover Available Annual (Renewable)
    Minimum Cover limit £250
    Maximum Cover Limit £2,000
    Is Cover Immediate? YES
    Multiple Claims Allowed (up to cover limit) YES
    14 day  Money Back Guarantee YES
    Covered by the FSA Compensation Scheme  YES
    FAQ's

  • Building & Contents Excess

    Reimburses your Building & Contents insurance excess where you are unfortunate enough to have to make a claim.

    Policy Wording

    Policy Information

    Period of Cover Available Annual (Renewable)
    Minimum Cover limit £250
    Maximum Cover Limit £2,000
    Is Cover Immediate? YES
    Multiple Claims Allowed (up to cover limit) YES
    14 day  Money Back Guarantee YES
    Covered by the FSA Compensation Scheme  YES
    FAQ's

  • Lifestyle Excess

    Reimburses your excess payments on multiple insurance policies, including Motor, Home & Contents, Travel, Pet & Health Insurance policies.

    Policy Wording

    Policy Information

    Period of Cover Available Annual (Renewable)
    Minimum Cover limit £250
    Maximum Cover Limit £2,000
    Is Cover Immediate? YES
    Multiple Claims Allowed (up to cover limit) YES
    14 day  Money Back Guarantee YES
    Covered by the FSA Compensation Scheme  YES
    FAQ's

Buy With Confidence, Direct Excess Provides all these benefits FREE of charge:

  • FREE - No Quibble 14 Day Money Back Guarantee
  • FREE - Policy Amendments for Registration Number & Address Changes
  • FREE - Commitment To SETTLE your claim within 14 days
  • FREE - Credit Card Payments, No Additional Fees

Direct Excess is a trading style of Motor Gap Ltd, which is authorised and regulated by the Financial Conduct Authority