Direct Excess is no longer offering new quotes. We would like to thank existing and past customers for their support.

What is Excess Insurance?

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One of the UK's leading Excess providers!

Why call Direct Excess first?

We are one of the largest on line providers of Excess Insurance products direct to the public. We have unrivalled levels of customer service while providing fully featured gap insurance products at prices up to 75% cheaper than the dealers offering.

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Why Direct Excess?

Our customers have voted us consistently 5 out of 5 for price, customer service, claims and speed of payout. Look at our customer testimonials pages or check the FCA register to see we have never even had a complaint!

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What you will get

Direct Excess is a UK based company and is registered with the FCA, Call us first for:

Amount of cover Available.

You can select the level of claim limit cover that is most suitable to meet your needs ranging from a minimum of £250 to a maximum of £2000.

Multiple Claims.

You are able to make multiple claims on each policy until your claim limit becomes exhausted.

Immediate Cover.

All policies provide immediate cover upon payment of premium.

Money Back Guarantee.

No quibble 14 days money back guarantee on all our policies.

FCA Compensation Scheme.

For your peace of mind all policies are covered by the Financial Control Authority compensation scheme.

Client Testimonials

Your feedback is very important to us as it helps us make our products better, more competitive and give you, our customers a greater level of satisfaction and service. We always aim high and look to deliver the best levels of service possible, some of our satisfied customers have taken the time to tell us about how we helped them.

out of 5 based on 43 testimonials

  • Easy to use website & easy to understand product

    Derek Strolin

    Policy: Motor Excess

    5-Star Rating

  • There are not so many companys offering this insurance now.  Great cover.

    Alan Pope

    Policy: Lifestyle Excess

    5-Star Rating

  • A good clear wesite that is easy to follow and understand. The motor excess insurance cost is very competitive.

    Raymond Nuttall

    Policy: Motor Excess

    5-Star Rating

  • Very few excess insurance providers seem now to include health insurance. Direct Excess does. I did have a claim on motoring last November, and it was dealt wth expeditiously by Direct. I would recommend them.

    Geoffrey R Ormerod

    Policy: Lifestyle Excess

    5-Star Rating