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Excess Today!

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0845 652 1062

Call 01422 756100 to speak to our advisers, our opening hours are Mon - Fri: 09:00-18:00, Sat: 10:00-16:00

What is Excess Insurance?

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One of the UK's leading Excess providers!

Why call Direct Excess first?

We are one of the largest on line providers of Excess Insurance products direct to the public. We have unrivalled levels of customer service while providing fully featured gap insurance products at prices up to 75% cheaper than the dealers offering.

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Why Direct Excess?

Our customers have voted us consistently 5 out of 5 for price, customer service, claims and speed of payout. Look at our customer testimonials pages or check the FCA register to see we have never even had a complaint!

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What you will get

Direct Excess is a UK based company and is registered with the FCA, Call us first for:

Amount of cover Available.

You can select the level of claim limit cover that is most suitable to meet your needs ranging from a minimum of £250 to a maximum of £2000.

Multiple Claims.

You are able to make multiple claims on each policy until your claim limit becomes exhausted.

Immediate Cover.

All policies provide immediate cover upon payment of premium.

Money Back Guarantee.

No quibble 14 days money back guarantee on all our policies.

FCA Compensation Scheme.

For your peace of mind all policies are covered by the Financial Control Authority compensation scheme.

Cookie Policy

Cookies

Cookies are small text files that are stored on your computer's hard drive by websites you visit to enable the site to 'remember' who you are. In general, cookies are only visible to the site that serves them, not to other websites. 'Serves' means places on your computer's hard drive.

Google Analytics

We use Google Analytics (which uses cookies), the world's most widely used website analytics service, to analyse the way people use our website, and help us improve user experience.
For more information see Google's privacy policy, details of Google Analytics, and how to opt out of being tracked by Google Analytics

Google Analytics' terms require us to reproduce the following wording in this policy:
This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyze how users use the site.
The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States.

Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website.

By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

How to control and delete cookies

We will not use cookies to collect personally identifiable information about you. However, if you wish to restrict or block the cookies which are set by our websites, or indeed any other website, you can do this through your browser settings. The 'Help' function within your browser should tell you how.

Alternatively, you may wish to visit www.aboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your machine as well as more general information about cookies.

A cookie is a piece of data stored on the user's hard drive while they are visiting a particular website. It contains simple information about the user's identity but no personal information. The benefit of using cookies is that it allows us to monitor website traffic and record user's preferences. Direct Gap acknowledges and complies with the recent changes to the rules and regulations in regards to using cookies and similar technologies for storing information. Direct Gap will ensure that the use of cookies is managed in accordance with national and legal guidelines, such as those that require the consent of website visitors for their use.

The cookies used on the Direct Gap Insurance website include:
Google Analytics cookies: _utma, _utmb, _utmc, _utmz
Purpose: To record how many people are using the site and how they move around the site once they've arrived:
_utma tracks how many times (if any) you have visited the site before.
_utmb and _utmc are connected, and track how long you stay on the site.
_utmz tracks identifies where you've come from e.g. from a search engine or from another website.
Benefit: So service is available when you want it and fast, we measure numbers and volumes of visitors.
Data stored by cookies: No personal information about you, just information about your computer and your browser.
Duration of cookies:
_utma: Expires 2 years after your last visit to this site.
_utmb: Expires 30 minutes after your visit, or after 30 minutes of inactivity.
_utmc: Expires when you close your browser.
_utmz: Expires 6 months after it was last set.

Contact Direct Excess

0845 652 1062

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Testimonials

Direct Excess: Rated 5.00 out of 5 based on 2 testimonials