Direct Excess is no longer offering new quotes. We would like to thank existing and past customers for their support.

What is Excess Insurance?

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One of the UK's leading Excess providers!

Why call Direct Excess first?

We are one of the largest on line providers of Excess Insurance products direct to the public. We have unrivalled levels of customer service while providing fully featured gap insurance products at prices up to 75% cheaper than the dealers offering.

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Why Direct Excess?

Our customers have voted us consistently 5 out of 5 for price, customer service, claims and speed of payout. Look at our customer testimonials pages or check the FCA register to see we have never even had a complaint!

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What you will get

Direct Excess is a UK based company and is registered with the FCA, Call us first for:

Amount of cover Available.

You can select the level of claim limit cover that is most suitable to meet your needs ranging from a minimum of £250 to a maximum of £2000.

Multiple Claims.

You are able to make multiple claims on each policy until your claim limit becomes exhausted.

Immediate Cover.

All policies provide immediate cover upon payment of premium.

Money Back Guarantee.

No quibble 14 days money back guarantee on all our policies.

FCA Compensation Scheme.

For your peace of mind all policies are covered by the Financial Control Authority compensation scheme.

5 Star service trusted and supported nationwide. Just ask one of our happy customers

out of 5 based on 43 testimonials

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Zero your Excess and save yourself money each year!

Do your insurance premiums creep up each year?  By accepting or choosing to have a higher insurance excess, you can literally save yourself hundreds of pounds each year on your insurance premiums.

We can cover your excess for single policies such as Motor, Home, Motor & Car Hire or our top of the range Lifestyle Excess will cover a multiple range of insurance policies.

Our innovative excess protection products give you the peace of mind that if you do have to make a claim then you will not have to find a large sum of money out of your own pocket that you may not be able to  afford.

Why Direct Excess?

We are a leading online provider of Excess Insurance. We are fully authorised and regulated by the Financial Conduct Authority.  We only use "A" rated, FCA authorised insurers. You can rest assured that both your policy and your premium are safe.

These policies provide a range of Excess cover from £250 up to £2000, to suit your circumstances. You can make multiple claims in the same insured period until your claim limit is exhausted.  Buy direct from us and you will achieve maximum savings on the purchase of Excess insurance.

For your security Direct Excess uses the most advanced technology for Internet security available today. When you access our site using industry standard Secure Socket Layer (SSL) technology, your information is protected using both server authentication and data encryption, ensuring that your data is safe and secure.